Terms and Conditions
1. Acceptance of Terms
By accessing or using PingPong's app, website, and services, you confirm that you have read, understood, and agree to these Terms and Conditions. You must be at least 18 years old to use our services.
2. Changes to Terms
We reserve the right to update or modify these Terms at any time. Material changes will be communicated through the app, website, or email where appropriate. Your continued use of PingPong after changes are made constitutes your acceptance of the revised Terms.
3. Use of the Services
You agree to use PingPong only for lawful purposes and in accordance with these Terms.
You must not attempt to disrupt, reverse engineer, or interfere with the functionality of our app or website.
Unauthorized access or use of PingPong systems, accounts, or data is prohibited.
4. Account Registration and Verification
To access certain features, you must create an account and provide accurate, complete information.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
We may require identity verification (KYC) and additional documentation to comply with financial regulations.
Notify us immediately if you suspect unauthorized use of your account.
5. Payments, Transfers, and Fees
PingPong enables money transfers, bill payments, virtual card usage, and related financial services subject to availability in your region.
Fees, exchange rates, and limits are disclosed in the app before you confirm a transaction.
You authorize us to debit your selected payment method for approved transactions and applicable fees.
We do not guarantee uninterrupted availability of all services in every country or currency.
6. Prohibited Activities
You may not use PingPong for illegal activity, fraud, money laundering, sanctions evasion, or unauthorized commercial use.
You may not use the service to send funds to prohibited persons, entities, or jurisdictions as required by applicable law.
7. Intellectual Property
All content, trademarks, logos, software, and design elements are the property of PingPong or its licensors and are protected by intellectual property laws.
You may not reproduce, distribute, or modify any PingPong content without prior written consent.
8. User Content
You retain ownership of content you submit but grant PingPong a non-exclusive, royalty-free license to use, reproduce, and display it as necessary to provide the services.
You must not upload content that is illegal, harmful, or infringes on the rights of others.
9. Third-Party Links and Services
PingPong may contain links to third-party websites or integrate third-party services. We are not responsible for their content, policies, or practices. Accessing them is at your own risk.
10. Disclaimer of Warranties
PingPong provides the app, website, and services "as is" without warranties, express or implied.
We do not guarantee that the services will be error-free, secure, or continuously available.
11. Limitation of Liability
To the fullest extent permitted by law, PingPong will not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the app, website, or services.
12. Indemnification
You agree to indemnify and hold harmless PingPong, its affiliates, and employees from any claims, damages, or expenses arising from your use of the services or violation of these Terms.
13. Termination
We may suspend or terminate your access to PingPong at our sole discretion if we believe you have violated these Terms, pose a security risk, or as required by law.
14. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.
15. Contact Information
If you have any questions or concerns about these Terms, please contact us:
PingPong Support
Email: support@pingpong.com